Disclaimer / Legal

General Advice

This information has been prepared for distribution over the internet and without taking into account the investment objectives, financial situation and particular needs of any particular person. 100PercentInvesting makes no recommendations as to the merits of any investment opportunity referred to in this website.

The information contained on this website does not constitute financial product advice. However, to the extent that the information may be considered to be general financial product advice, 100PercentInvesting warns that:

100PercentInvesting has not considered any individual person's objectives, financial situation or particular needs; and

Individuals need to consider whether the advice is appropriate in light of their goals, objectives and current situation.

Content Providers

All information which appears in relation to an offer of financial products on tis website or other publications has been provided by third party content providers or the offering company. Lotus Securities Limited or 100PercentInvesting has not independently verified this information and simply acts as a publisher of information.

Lotus Securities Limited or 100PercentInvesting gives no assurances or guarantees that the information published on this website or any of its publications is accurate, complete or current.

You acknowledge that all copyright and intellectual property rights of whatever nature remains vested in Lotus Securities Limited and 100PercentInvesting, the offering company, or third party content providers, as the case maybe. All rights in relation to copyright are reserved.

Third party links and advertising

Hyperlinks and pointers to websites operated by third parties will appear on 100percentinvesting.com.au website and are under the control of Lotus Securities Limited or its related bodies corporate and neither Lotus Securities Limited nor its related corporate have any responsibility for the contents of any such hyperlink or linked website. If you link to any such websites you leave 100PercentInvesting websites and do so entirely at your own risk.

100PercentInvesting website may display third party advertisements, which may or may not contain hyperlinks or referral buttons to websites operated by third parties. The display of such advertising does not in any way imply a recommendation or endorsement by 100PercentInvesting or its related bodies corporate of the relevant advertiser, its products or services or any such linked website.

If you contact a third party using functionality provided on 100PercentInvesting website, including via email, 100PercentInvesting accepts no responsibility for any actions taken by that third party in response to your communication or for any transactions entered into between you and the relevant third party.

Offering of Financial Products

Offers of financial products published on the website will be made in, or accompanied by, a copy of the disclosure document. Anyone wishing to acquire financial products will need to complete the application form that will be in or will accompany the disclosure document.

Financial products will be allocated at the discretion of the offering company and the underwriter (if applicable) in accordance with the Corporations Act and the disclosure document. 100PercentInvesting cannot guarantee that applicants will successfully receive an allocation.

Fee Disclosure

100PercentInvesting rebates a percentage of fees paid to them by fund managers to the investor.

IMPORTANT WARNING – NO ADVICE

The information published has been prepared for distribution over the internet and without taking into account your investment objectives, financial situation, particular needs or tolerance for risk. Accordingly any comments or statements made are not a recommendation that a particular course of action is suitable for you and should not be regarded as investment advice.

Before making any investment decision on the basis of any reports or information provided you must read the disclosure document and make your own investigations regarding the accuracy, reliability and completeness of this information. You should also seek expert professional advice about the offer in light of your particular financial circumstances and particular investment needs and objectives because the information provided has no regard to your investment needs, objectives or circumstances (financial or otherwise), nor is it an exhaustive list of available investment opportunities.

No warranty is given as to the accuracy of information provided in relation to an offer of financial products, and you rely on it at your own risk.

100PercentInvesting will not, and does not vet, authorise or endorse the reliability, accuracy or completeness of any information provided on the website, and nor will it vet, authorise, endorse or accredit any advertisers, sellers or sponsors using this service. 100PercentInvesting makes no recommendation as to the merits of any investment opportunity referred to in this website.

Your conduct

As a condition of your use of 100PercentInvesting website or any services on 100PercentInvesting websites, you warrant to 100PercentInvesting that you will not use 100PercentInvesting websites for any purpose that is unlawful or prohibited by these terms & conditions or any other terms, conditions or notices appearing anywhere on 100PercentInvesting websites. You agree to abide by all applicable laws and regulations. In particular, you agree not to:

use 100PercentInvesting websites to defame, abuse, harass, stalk, threaten or otherwise offend others;
publish, distribute, e-mail, transmit or disseminate any material which is unlawful, obscene, defamatory, indecent, offensive or inappropriate;
use any automated scripting tools or software;
engage in or promote any surveys, contests, pyramid schemes, chain letters, unsolicited e-mailing or spamming via 100PercentInvesting websites;
impersonate any person or entity;
upload, post, e-mail, transmit or otherwise make available using 100PercentInvesting websites any material that you do not have a right to make available under any law or contractual obligation or which contains viruses, or other computer codes, files or programs designed to interrupt, limit or destroy the functionality of other computer software or hardware;
breach any applicable laws or regulations;
100PercentInvesting has no obligation to monitor any user's use of 100PercentInvesting websites, however 100PercentInvesting retains the right at all times to monitor, retain and disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request. You will indemnify 100PercentInvesting if 100PercentInvesting or its related bodies corporate suffer any loss or damage or incur any costs in connection with any breach of these conditions or any other legal obligation by you or your use of or conduct on 100PercentInvesting websites.

Your Responsibility

You cannot and may not rely on information provided on the website for deciding whether to acquire or dispose of a financial product, but must make your own investigations and if you consider appropriate, obtain advice. You acknowledge that information provided by 100PercentInvesting, whether verbally or in marketing and supporting material is simply published by it and not prepared by it. It is provided for guidance only and may not be relied upon as advice. You will not reveal your user name or password to any other person. You will not reproduce, republish, broadcast or otherwise distribute information from the website without the prior written permission of 100PercentInvesting.

Important Disclaimer by 100PercentInvesting

To the extent permitted by law, 100PercentInvesting and its officers, employees or agents:

Jurisdiction

This agreement is governed by the laws of Victoria, Australia. You submit to the jurisdiction of the Courts of Victoria.

The clauses relating to the limits of liability, governing law and legal jurisdiction shall survive the ending of this agreement.

You are an Australian resident, or if not an Australian resident, you will not treat the information provided as an offer or invitation to subscribe for or buy a financial product.

You will comply with the laws applicable in your place of residence and in Australia.

Other Information

A copy of the product disclosure statement (PDS) for each fund included in the site has been lodged with the Australian Securities and Investments Commission if required by law.

An application for securities or superannuation interests to which any product disclosure statement key features statement relates can only be made on completion of an application form attached to the PDS or key features statement or in the case of securities accompanied by an electronic version of the PDS.

IMPORTANT: This information has been prepared for distribution over the internet and without taking into account the investment objectives, financial situation and particular needs of any particular person. 100PercentInvesting makes no recommendations as to the merits of any investment opportunity referred to in its emails or its related websites. All indications of performance returns are historical and can not be relied upon as an indicator for future performance.